Earn up to 3.35% APY2.  No account fees. No minimum balances.

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$100 SIGN UP BONUS*

The official banking platform of BiggerPockets

Baselane is rental property banking and AI-powered bookkeeping that saves time, puts you in control, and helps grow your business.

FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC
A smiling man stands outdoors in front of a house. A digital badge reads “Official Banking Platform of BiggerPockets BASELANE.” Below, a BASELANE Visa business debit card is displayed.

Trusted by 50,000+ Real Estate Investors

To qualify for the $100 cash bonus, deposit and maintain a balance of $500 in your bank account for 30 days. Terms and Conditions

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.1

Banking that automates the busywork

Whether you have 1 unit or 100—you can bank on Baselane to keep your rentals running.

A digital banking dashboard for “Baselane Banking” displays a total available balance of $37,692.23, with details for primary and emergency accounts and a categorized transactions summary.
A digital banking dashboard for Baseline Banking displays account details for AJ Realty Holdings, including a total balance of $37,692.23, recent transactions, and account numbers. A progress bar shows 90% of transactions are nearly done.

Banking built for rental properties

Organize & grow your money

Open unlimited accounts for multiple entities, automate transfers, and earn up to 3.35% APY2.

Open unlimited accounts, automate transfers, and earn up to 3.35% APY2.

Manage security deposits

Hold deposits in separate accounts, and return them with just one click when the lease is up.

Hold deposits separately and return them with one click when a lease ends.

A young man working on a laptop at a desk. An overlay shows his monthly spending: $450 spent, 81% of the budget used, and $100 left to spend. There are plants and office items in the background.
A man sits in an office looking at paperwork. In the foreground, a graphic shows he has spent $450 this month, with 81% spent and $100 left to spend. Plants and office furniture are in the background.

Simplified payments & full control

Control your spend

Get full control of your spend using physical and virtual debit cards with smart limits.

Keep spending in check using physical and virtual debit cards with smart limits.

Automate payments

Easily pay bills and make disbursements via one-time and recurring ACH, wire, or mailed checks.

Easily pay bills via one-time and recurring ACH, wire, or check.

A digital interface shows property and category auto-tagging options, with "Millenium Apartments" selected for property and "Auto & Travel" highlighted under category. Other categories like Advertising and Insurance are listed.
A digital interface displays dropdown menus for property and category auto-tagging, with “Auto & Travel” highlighted and glowing among category options like Advertising, Commissions, Insurance, and Legal.

AI-powered
bookkeeping

Automate your books

AI automatically categorizes transactions as you bank, freeing up time to find your next deal.

AI auto-categorizes transactions as you bank, freeing up time for more deals.

Understand your cash flow

Get real-time cash flow insights and tax-ready reports for smarter, faster investing decisions.

Get real-time financial insights and reports for smarter investing decisions.

A digital banking dashboard for “Baselane Banking” displays a total available balance of $37,692.23, with details for primary and emergency accounts and a categorized transactions summary.
A digital banking dashboard for Baseline Banking displays account details for AJ Realty Holdings, including a total balance of $37,692.23, recent transactions, and account numbers. A progress bar shows 90% of transactions are nearly done.

Banking built for rental properties

Organize & grow your money

Open unlimited accounts for multiple entities, automate transfers, and earn up to 3.35% APY2.

Open unlimited accounts, automate transfers, and earn up to 3.35% APY2.

Manage security deposits

Hold deposits in separate accounts, and return them with just one click when the lease is up.

Hold deposits separately and return them with one click when a lease ends.

A young man working on a laptop at a desk. An overlay shows his monthly spending: $450 spent, 81% of the budget used, and $100 left to spend. There are plants and office items in the background.
A man sits in an office looking at paperwork. In the foreground, a graphic shows he has spent $450 this month, with 81% spent and $100 left to spend. Plants and office furniture are in the background.

Simplified payments & full control

Control your spend

Get full control of your spend using physical and virtual debit cards with smart limits.

Keep spending in check using physical and virtual debit cards with smart limits.

Automate payments

Easily pay bills and make disbursements via one-time and recurring ACH, wire, or mailed checks.

Easily pay bills via one-time and recurring ACH, wire, or check.

A digital interface shows property and category auto-tagging options, with "Millenium Apartments" selected for property and "Auto & Travel" highlighted under category. Other categories like Advertising and Insurance are listed.
A digital interface displays dropdown menus for property and category auto-tagging, with “Auto & Travel” highlighted and glowing among category options like Advertising, Commissions, Insurance, and Legal.

AI-powered
bookkeeping

Automate your books

AI automatically categorizes transactions as you bank, freeing up time to find your next deal.

AI auto-categorizes transactions as you bank, freeing up time for more deals.

Understand your cash flow

Get real-time cash flow insights and tax-ready reports for smarter, faster investing decisions.

Get real-time financial insights and reports for smarter investing decisions.

Built-in property management

Stress-free rent collection

Automate rent in 2 mins for on-time payments and hours saved every month.

Automate rent in 2 mins. Save hours and get paid on time.

Tenant screening that actually works

Find great tenants and avoid fraud with advanced screening.

Find great tenants and avoid fraud with smarter screening.

Professional leases & e-sign

Get legally compliant leases and reduce admin work for you and your tenants.

Get legally compliant leases and reduce admin work.

Stress-free rent collection

Automate rent in 2 mins for on-time payments and hours saved every month.

Automate rent in 2 mins. Save hours and get paid on time.

Tenant screening that actually works

Find great tenants and avoid fraud with advanced screening.

Find great tenants and avoid fraud with smarter screening.

Professional leases & e-sign

Get legally compliant leases and reduce admin work for you and your tenants.

Get legally compliant leases and reduce admin work.

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See how we stack up

Why choose Baselane over traditional banks?

How we compare
Traditional Business Banking
Built for Real Estate Investors
APY InterestUp to 3.35% APY2 0.07% APY
Virtual Cards & Spend Control
FDIC Insurance$3M via Thread Bank1 $250K
Unlimited Accounts Per Entity
Free Automated Online Rent Collection
Bookkeeping, Financial Reports, and Tax Package
Integrated Tenant Management
Minimum Deposit$0 Up to $1,500
Monthly Fees$0$15 or more
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BiggerPockets Pro exclusive offer

BiggerPockets Pro members get free premium upgrades.

Highest APY (3.35%)2
Free wires
Priority support
Free tenant rent reporting

Keeping your money protected

Visa® Zero Liability Protection
FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC
Two-factor authentication (2FA) & end-to-end encryption

Trusted by 50,000+ real estate investors

Jamie

“I self-manage my properties and run a real estate-based service business. I'm able to do bookkeeping for both using Baselane. I use Baselane to track my business income and expenses, and it saves me countless hours each month.”

Smiling person with short dark hair, wearing a light-colored shirt, in an outdoor setting with blurred greenery in the background.
5 rentals
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Caroline

“I've been using Baselane for about a year now, and it’s been a game-changer. It’s incredibly convenient to have everything all in one place, rather than juggling multiple platforms. Also luv that they listen to my feedback.”

Smiling woman with light skin and curly white hair, wearing gold hoop earrings. She has a friendly expression and freckles, with a light background.
4 rentals
Logo for BiggerPockets with a blue and white design. The text "BiggerPockets" is in white next to a stylized icon of a pocket with a smiley face. A purple badge with the text "Pro" is positioned to the right.
B.C.

"Baselane is very user-friendly-tenants love it, my accountant loves it, and it's great for organizing finances. It's a one-stop solution for rental banking."

A smiling man with short dark hair and a fair complexion is wearing a white button-down shirt. He is looking directly at the camera, and the background appears to be an indoor setting with blurred elements, suggesting an office or professional environment.
10 rentals
Logo for BiggerPockets with a blue and white design. The text "BiggerPockets" is in white next to a stylized icon of a pocket with a smiley face. A purple badge with the text "Pro" is positioned to the right.
AJ

“As a real estate investor managing my own properties, Baselane has been an invaluable tool. You can instantly open business checking and savings accounts with unlimited virtual accounts and cards. Getting up to 5% cash back is a nice bonus for a debit card.”

A man with short, gray hair and stubble smiles while looking at the camera. He is wearing a green V-neck sweater and standing against a dark, blurred background.
Denver, Co
Logo for BiggerPockets with a blue and white design. The text "BiggerPockets" is in white next to a stylized icon of a pocket with a smiley face. A purple badge with the text "Pro" is positioned to the right.
VInay

"Baselane has very useful tools for banking and running a real estate investment business, including setting up accounts and sending wires, managing bookkeeping, and creating virtual accounts for contractors and maintenance crews."

A person with shoulder-length brown hair and bangs, wearing a light blue top, is smiling softly. The background is neutral with a hint of plant leaves visible. The lighting is warm and natural, highlighting the person's features.
San Francisco, CA
Logo for BiggerPockets with a blue and white design. The text "BiggerPockets" is in white next to a stylized icon of a pocket with a smiley face. A purple badge with the text "Pro" is positioned to the right.
*Actual results may vary by customer.

Get started in minutes

Three simple steps to take control of your rental finances.

1

Create a free Baselane
banking account

Open an account in minutes and set up virtual sub-accounts to get organized.

Open an account and organize funds in minutes.

A person sits with a laptop on their lap, a cup of tea nearby. An overlay shows a profile photo of a smiling woman with curly hair, labeled "Janice Kim" and the email janice@mail.com.
2

Fund your account and activate rent collection

Fund your account and automate rent collection for faster, on-time payments.

Fund your account and automate rent for faster, on-time payments.

A digital interface displays three financial transactions: an ACH transfer for $1,600 on Nov 1, 2023, a deposit check for $1,453.20 on Dec 23, 2024, and a wire transfer for $1,800 on Oct 12, 2024.
3

Automate bookkeeping and reporting

Import and auto-tag transactions for instant cash flow insights and easy tax prep.

Import and auto-tag transactions for instant tax-ready reports.

A financial chart shows net cash flow, cash inflow, and cash outflow for April to July. Values are: net cash flow $26,445; cash inflow $95,475; cash outflow $69,030. Each category is represented by a bar.
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Real support from real humans.

Get dedicated support anytime, anywhere.
Our customer support experts speak real estate.

Get dedicated support anytime, anywhere. Our customer support experts speak real estate.

Chat
Phone
Email

FAQs

To qualify for the $100 cash bonus, you need to deposit and maintain a balance of $500 in your Baselane Banking account for 30 days.

Baselane offers a range of features designed for landlords, including:

  • High-Yield Interest: Earn up to 3.35% APY on your deposits.
  • Virtual Accounts and Cards: Create unlimited virtual accounts and debit cards to organize your finances by property or expense type.
  • Integrated Bookkeeping and Rent Collection: Manage your rental income and expenses seamlessly within the platform by automating bookkeeping and much more.
  • No Hidden Fees: Enjoy banking with no account fees or minimum balance requirements.

Yes, Baselane is designed to accommodate real estate investors of all sizes, whether you own a single unit or manage a large portfolio. The platform supports various property types, including residential, commercial, and short-term rentals.

Baselane prioritizes the security of your funds by providing FDIC insurance up to $3 million through Thread Bank, Member FDIC. Additionally, the platform employs advanced security measures such as two-factor authentication and end-to-end encryption to protect your account information.

By signing up through this partnership, you can earn a $100 bonus when you fund a Baselane account. Additionally, as a BP Pro Member you will have access to Baselane’s to the following benefits (non-BP Pro Members are not eligible for this offer):

  1. Highest APY tier for our savings accounts without a balance requirement
  2. Free wires
  3. Premium support
  4. Rent reporting to boost credit – Your tenants can use this feature for $0/m instead of paying $5/m. You as the owner get the benefit of more complete and timely rent payments and your tenants get the benefit of reporting their rents to the credit bureaus, which may boost their credit score.

CREATE A FREE BASELANE ACCOUNT

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.
Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.