Earn up to 3.35% APY2.  No account fees. No minimum balances.

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Get $100 sign up bonus*

Run your rental business like a Pro

Simplify banking, bookkeeping, and rent collection, and grow your rental income with ease.

FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC
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FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC

To qualify for the $100 cash bonus, deposit and maintain a balance of $500 in your bank account for 30 days. Terms and Conditions

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.1

Special Offer for BiggerPockets Pro members Only!

BiggerPockets Pro Members

Highest APY Tier (savings accounts)

No balance requirement

Wires

$0/wire

Premium Support

No balance requirement

Rent Reporting (offer to tenants to boost their credit)

$0/month

Non-BiggerPockets Pro Members

Highest APY Tier (savings accounts)

$50,000 balance required

Wires

$15/wire

Premium Support

$50,000 balance required

Rent Reporting (offer to tenants to boost their credit)

$5/month
Sign Up For Free

Banking, Bookkeeping, Tenant Screening, Rent Collection

Run your rental business like a pro with zero platform fees.

Banking
Bookkeeping
Spend & Payments
Security deposits
Tenant Screening
Rent Collection
Screenshot of a Baseline Banking dashboard showing a total available balance of $37,692.23. It displays two accounts: a primary account with $24,192.23 and an emergency fund with $8,500 at 1.95% APY. A transactions section is also visible.

Multiple Accounts, No Hidden Fees

Unlimited Virtual accounts and Cards

Collaborator Access

High Yield Savings with 3.35% APY2

Free Wires

A screenshot of a dropdown menu for category auto-tagging. The menu displays options like Advertising, Auto & Travel (highlighted), Cleaning & Maintenance, Commissions, and Insurance. The property auto-tagging is set to Millenium Apartments.

Stay in control with AI Bookkeeping, Reporting, Tax package

Auto-tagging

Easy start with CSV upload

Upload receipts

Split Transactions

Real-time financial statements

Tax package with Schedule E

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Manage spending and payments with ease

Free wires (promotion)

Free ACH transfers

Mail a check with a few clicks

Order Checkbook

Schedule one-time or recurring payments

A man wearing glasses and a suit sits by a window, looking at his phone. Text overlays read "Financial protection" and show a security deposit of $10,500 in a savings account with account details available.

Stay Compliant with Security Deposits

Hold security deposits in non-operating banking accounts with a few clicks

When the lease is up, return security deposits at the click of a button

Tenant report showing a credit score of 659 labeled as "Good," debt payments at $1475 labeled as "High," and rent to income ratio at 15% labeled as "Great.

Tenant screening that protects you

Access full 360° profiles

Digital Identity Verification

Rich housing and eviction data

Digital Income verification

Competitive pricing (start at $25/per)

Image of a rental property listing. Includes a two-story house with a garage, trees in the background, and a sign on the lawn. The rent is $1,700, categorized as long-term, located at 2130 Lawrence Ave E. Rent Invoice: #59454.

Automated Rent Collection, Delivered Fast

Free automated online rent collection as fast as 2 days

Auto-charge late fees (+ build custom late fees)

Tenants can pay via ACH, Debit, or Credit Card (fees apply)*

Rent reporting to boost tenant credit

Flexible Rent payments (coming soon)

*ACH - $2 per payment, Debit and Credit card - 3.5%, $2 ACH fee waived if Landlord collects rent into Baselane banking
Free from hidden fees

No account fees or minimum balances.

All entity types

Open accounts for individuals, LLCs,
Partnerships or Corporations.

All investors

Whether you have 1 unit or 100, Baselane is built for you.

See How We Stack Up

Why Choose Baselane Over Traditional Banks?

Built for Real Estate Investors
APY Interest
Virtual Cards & Spend Control
FDIC Insurance
Free Wires
Unlimited Accounts Per Entity
Virtual Cards & Spend Control
Free Automated Online Rent Collection
Bookkeeping, Financial Reports, and Tax package
Minimum Deposit
Monthly Fees
Built for Real Estate Investors
Up to 3.35% APY2
Virtual Cards & Spend Control
FDIC insurance $3M via Thread Bank1
Free Wires
Unlimited accounts per entity
Virtual Cards & Spend Control
Free Automated Online Rent Collection
Bookkeeping, Financial Reports, and Tax package
$0 Minimum deposit
$0
$0 Monthly Fees
$0
Traditional Business Banking
0.07% APY
$250K
Up to $1,500
$15 or more
Sign Up For Free

Keeping your money protected

Visa® Zero Liability Protection
FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC
Two-factor authentication (2FA) & end-to-end encryption

Thousands of real estate investors bank on Baselane

Jamie

“I self-manage my properties and run a real estate-based service business. I'm able to do bookkeeping for both using Baselane. I use Baselane to track my business income and expenses, and it saves me countless hours each month.”

Smiling person with short dark hair, wearing a light-colored shirt, in an outdoor setting with blurred greenery in the background.
5 rentals
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Caroline

“I've been using Baselane for about a year now, and it’s been a game-changer. It’s incredibly convenient to have everything all in one place, rather than juggling multiple platforms. Also luv that they listen to my feedback.”

Smiling woman with light skin and curly white hair, wearing gold hoop earrings. She has a friendly expression and freckles, with a light background.
4 rentals
Logo for BiggerPockets with a blue and white design. The text "BiggerPockets" is in white next to a stylized icon of a pocket with a smiley face. A purple badge with the text "Pro" is positioned to the right.
B.C.

"Baselane is very user-friendly-tenants love it, my accountant loves it, and it's great for organizing finances. It's a one-stop solution for rental banking."

A smiling man with short dark hair and a fair complexion is wearing a white button-down shirt. He is looking directly at the camera, and the background appears to be an indoor setting with blurred elements, suggesting an office or professional environment.
Philadelphia, PA
AJ

“As a real estate investor managing my own properties, Baselane has been an invaluable tool. You can instantly open business checking and savings accounts with unlimited virtual accounts and cards. Getting up to 5% cash back is a nice bonus for a debit card.”

A man with short, gray hair and stubble smiles while looking at the camera. He is wearing a green V-neck sweater and standing against a dark, blurred background.
Denver, Co
VInay

"Baselane has very useful tools for banking and running a real estate investment business, including setting up accounts and sending wires, managing bookkeeping, and creating virtual accounts for contractors and maintenance crews."

A person with shoulder-length brown hair and bangs, wearing a light blue top, is smiling softly. The background is neutral with a hint of plant leaves visible. The lighting is warm and natural, highlighting the person's features.
San Francisco, CA
*Actual results may vary by customer.

Save time & earn more. See how it works.

Three Simple Steps to Take Control of Your Rental Finances

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Create a free Baselane
banking account

Open a free Baselane banking account in minutes. Easily set up separate virtual accounts to get organized.

An image showing three financial transactions. The first is an ACH transfer of $1,600.00 on Nov 1, 2023. The second is a deposit check of $1,453.20 on Dec 23, 2024. The third is a wire transfer of $1,800.00 on Oct 12, 2024.

Fund your account and activate rent collection

Fund your account and take advantage of high APY. Remove the busywork and set up automated rent collection.

A bar chart showing net cash flow for April through July. April has a net cash flow of $26,445, May has $95,475, June has $69,030. There are separate bars for cash inflow and outflow, with inflow higher than outflow in each month, connected by a line graph.

Automate Bookkeeping & Gain Cash Flow Clarity

Easily import prior transactions, get instant visibility into your cash flow, and make tax time a breeze.

Sign Up For Free
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A person with a beard relaxes with hands behind their head, smiling. The image features an overlay showing a total balance of $24,580, with monthly amounts of $1,958.21 and $3,584.16 displayed below.

Time for your rentals to thrive

Save hours of busywork and have a clear view of your rental property performance.

Time to Focus on What Matters.

Integrations

CONNECT TO THE TOOLS YOU USE EVERY DAY

Real support from real humans.

Get dedicated support anytime, anywhere.
Our customer support experts speak real estate.

Get dedicated support anytime, anywhere. Our customer support experts speak real estate.

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FAQs
Everything you need to know about Baselane and BiggerPockets partnership

By signing up through this partnership, you can earn a $100 bonus when you fund a Baselane account. Additionally, as a BP Pro Member you will have access access to the following Baselane benefits (non-BP Pro Members are not eligible for this offer):

1. Highest APY tier for our savings accounts without a balance requirement

2. Free wires

3. Premium support

4. Rent reporting to boost credit – Your tenants can use this feature for $0/m instead of paying $5/m. You as the owner get the benefit of more complete and timely rent payments and your tenants get the benefit of reporting their rents to the credit bureaus, which may boost their credit score.

To qualify for the $100 cash bonus, you need to deposit and maintain a balance of $500 in your Baselane Banking account for 30 days.

Baselane offers a range of features designed for landlords, including:

  • High-Yield Interest: Earn up to 3.35% APY on your deposits.
  • Virtual Accounts and Cards: Create unlimited virtual accounts and debit cards to organize your finances by property or expense type.
  • Integrated Bookkeeping and Rent Collection: Manage your rental income and expenses seamlessly within the platform by automating bookkeeping and much more.
  • No Hidden Fees: Enjoy banking with no account fees or minimum balance requirements.

Yes, Baselane is designed to accommodate real estate investors of all sizes, whether you own a single unit or manage a large portfolio. The platform supports various property types, including residential, commercial, and short-term rentals.

Baselane prioritizes the security of your funds by providing FDIC insurance up to $3 million through Thread Bank, Member FDIC. Additionally, the platform employs advanced security measures such as two-factor authentication and end-to-end encryption to protect your account information.

CREATE A FREE BASELANE ACCOUNT

Upgrade your banking experience with Baselane Banking.

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.
Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.