Earn up to 3.35% APY2.  No account fees. No minimum balances.

Earn $150 Welcome Bonus

Banking
Built for Landlords

Baselane is a powerful banking platform that puts you in complete control of your real estate finances.

A smiling man with gray hair and a beard, wearing a green shirt and white t-shirt, sits on the floor leaning against a gray couch with a laptop on his lap. He looks at the screen while a Basalane Visa Business Debit card is displayed in the upper left corner.
Earn up to 3.35% APY2 and 1% cash back3
Virtual accounts & cards to stay organized
No account fees or minimum balances
Trusted by 40,000+ real estate investors

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.1

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"The image shows a dark blue square with black geometric shapes forming a pattern. The pattern resembles the letters 'TLC' arranged in a stylized, modern font.

Beyond the basics

Powerful banking built to supercharge your rental finances.

REWARDS
ACCOUNTS
costs
PAYMENTS
Rent & Accounting
A screenshot of a banking dashboard. The screen displays various banking accounts under "Baselane Banking" with account balances. A highlighted card shows an LLC account with a $120,302 balance. There's also a cashback notification of $35.00 dated Nov 1, 2023.

Unlock more rewards

Put your cash to work. Earn up to 3.35% APY interest2 (60x national average) and unlimited 1% cash back3.

A screenshot of a financial app interface shows three panels. The middle panel displays "Main Account" with a balance of $3,450. The right panel labeled "Security Deposit" shows a balance of $4,536, and the left panel has an arrow pointing right.

Streamline your finances

Create unlimited virtual accounts and cards. Easily open an operating account for each property or unit, and create separate accounts for security deposits.

A person holding a smartphone displaying a virtual card with the label "MAINTENANCE VISA." Below the card, “Card type: Maintenance Card” and “Limit: $800 / month” are shown. In the background, a laptop and a docking station are visible.

Take control of your spend

Physical & virtual debit cards with custom spend controls and automated transaction tagging by Schedule E.

Two people are shaking hands in the background. In the foreground, four labels highlight financial services, which are: "Add Funds via ACH," "Send ACH Payments," "Mobile Check Deposit," and "Transfer Between Baselane Accounts.

Simplify payments

Easily pay expenses with ACH and wires. Send payments, pay invoices, make transfers, and deposit checks from any device.

A financial breakdown by category. "Revenue" is labeled with a light blue bar at $11,025. "Operating Expenses" follows with a blue bar at $3,724. "Mortgage & Loan Payments" is last with a purple bar at $2,314.

Automate rent & accounting

Baselane banking is seamlessly integrated with Baselane’s rent collection, accounting and reporting tools. Manage everything in one place.

How to Get Your $150 Bonus

Fund Baselane Banking Account

Simply provide your email and deposit a minimum of $500 within 30 days and maintain that average balance for 60 days.

Mortgage Payments

Make >$1,500 of mortgage payments from your Baselane Banking account within 90 days.

Collect Rent Via Baselane

Collect >$1,500 of rent via Baselane into Baselane Banking within 90 days.

Keeping your money protected

Visa® Zero Liability Protection
FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC
Two-factor authentication (2FA) & end-to-end encryption
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Brett
Denver,CO

Switching to Baselane was an immediate success. I stopped manually managing my property finances last month for the first time. I saved over 5 hours and $200 on accountant fees. Everything is now automated and in one place.

60k+

Properties actively managed on Baselane.

60x

Higher APY than the national average.

$3M1

FDIC insurance on all banking deposits.

Why Landlords Choose 
Baselane Banking

Traditional Business Banking
Built for Landlords
Interest and Cash BackUp to 3.35% APY2
1% cash back3 on debit cards		0.07% APY
No cash back on debit cards
Unlimited Accounts, Partitioned by Unit
Virtual Cards & Spend Control
Integrated Rent Collection, Bookkeeping, & Reporting
Minimum Deposit$0Up to $1,500
Monthly Fees$0$15+ monthly fees + additional fees 
for wires, ACH, and overdraft
A man with glasses and a beard is sitting and looking at his watch. He is wearing a suit and appears to be in an office with large windows. Overlay text reads "Financial protection" and a notification shows a security deposit of $10,500 in a checking account.

Security deposits

Use Baselane to manage your security deposits. Easily open a separate account for each security deposit. Like all Baselane savings accounts, security deposits earn up to 3.35% APY2.

Get Started

Get started with Baselane banking

A person is typing on a laptop. Overlay text box includes a photo of a smiling individual with curly hair and text: "Janice Kim" and "janice@mail.com.

Create a free Baselane banking account 
in minutes

An image showing three financial transactions. The first is an ACH transfer of $1,600.00 on Nov 1, 2023. The second is a deposit check of $1,453.20 on Dec 23, 2024. The third is a wire transfer of $1,800.00 on Oct 12, 2024.

Fund your account to take advantage of up to 3.35% APY2 and 1% cash back3

A bar chart showing net cash flow for April through July. April has a net cash flow of $26,445, May has $95,475, June has $69,030. There are separate bars for cash inflow and outflow, with inflow higher than outflow in each month, connected by a line graph.

Automate your financial workflow and focus on growing your rental business.

Keep your rentals on the money

Baselane’s powerful financial tools put you in complete control of your rental finances.

A digital interface displays financial information. The center card shows an account named Rehab Savings with a balance of $28,580.36 and last four digits 7625. The surrounding cards include entities named Property Holdings LLC and accounts with other balances.

Banking

Automate your banking. Up to 3.35% APY2, organized accounts, and powerful spend management.

An invoice overlay on an image of water-front houses displaying "Baselane Rent," amounting to $1,000.00. Includes details for a long-term rent at 2130 Lawrence Ave E. The scene shows two adjacent houses reflecting in the calm water.

Rent Collection

Never chase down checks or late rent again. Fast payments, simple to set up, easy for tenants.

A table presenting operating expenses for the first three months of 2024. Categories include Advertising, Commissions, Insurance, Taxes, and Repairs. Monthly values are shown under January, February, and March columns on a green background.

Accounting & Reporting

See your cash flow clear as day. Maximize returns and make tax time a breeze.

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Integrations

CONNECT TO THE TOOLS YOU USE EVERY DAY

Real support from real humans

Schedule a call, send an email, or chat live with our customer support experts who speak real estate.

Get dedicated support anytime, anywhere. Our customer support experts speak real estate.

Chat
Phone
Email

Create a free Baselane account

Upgrade your banking experience with Baselane Banking.

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.