Earn up to 3.35% APY2.  No account fees. No minimum balances.

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Special offer for Soli's viewers

Get $100 When You Fund a Baselane Account

Baselane's online banking and bookkeeping platform puts you in complete control of your cash flow.

Start Application
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Trusted by 40,000+ real estate investors

To qualify for the $100 cash bonus, deposit and maintain a balance of $500 in your bank account for 30 days. Terms and Conditions

Banking and Bookkeeping for Real Estate

Take the stress and busywork out of managing your rental finances. Powerful features to organize your money, manage cash flow, and pay bills – in one integrated platform.

Banking
Bookkeeping
Spend & Payments
Security deposits
Rent Collection
Tenant Screening
Screenshot of a Baseline Banking dashboard showing a total available balance of $37,692.23. It displays two accounts: a primary account with $24,192.23 and an emergency fund with $8,500 at 1.95% APY. A transactions section is also visible.

Organize and earn

Free Wires

3.35% APY2

Collaborator Access

Unlimited Virtual accounts

A screenshot of a dropdown menu for category auto-tagging. The menu displays options like Advertising, Auto & Travel (highlighted), Cleaning & Maintenance, Commissions, and Insurance. The property auto-tagging is set to Millenium Apartments.

Built-in bookkeeping, reporting, and tax tools

Swap your manual spreadsheets or expensive accounting software for accounting built for real estate investors – fully integrated with Baselane Banking.

Get one simple, consolidated ledger for all your transactions. Easily access real-time cash flow insights, financial reports to make smarter decisions, and tax reporting for free.

A person working on a laptop in an office. The foreground shows a financial spending tracker, indicating $450 spent, with 81% of the budget used and 19% left. A note states $100 left to spend. A potted plant and shelves are in the background.

Manage spending and payments with confidence

Get full visibility and control of your spend using physical and virtual debit cards with smart limits — while getting 1% cash back3.

Seamlessly pay bills and make disbursements via ACH, wire, or mailed check with our automated payment platform built to save you time.

A man wearing glasses and a suit sits by a window, looking at his phone. Text overlays read "Financial protection" and show a security deposit of $10,500 in a savings account with account details available.

Manage security deposits

Easily open separate interest or non-interest accounts to hold each security deposit compliantly. When the lease is up, return security deposits at the click of a button.

Image of a rental property listing. Includes a two-story house with a garage, trees in the background, and a sign on the lawn. The rent is $1,700, categorized as long-term, located at 2130 Lawrence Ave E. Rent Invoice: #59454.

Built-in rent collection

Put rent collection on autopilot. Get paid on time directly into your Baselane banking account with automated reminders, late fees, and tracking. Payouts are deposited as fast as 2 days with QuickPay.*

Tenant report showing a credit score of 659 labeled as "Good," debt payments at $1475 labeled as "High," and rent to income ratio at 15% labeled as "Great.

Tenant screening that actually works

Go beyond the basics and secure the right tenants with Baselane’s in-depth screening. Access full 360° profiles and reduce the chances of late payments and evictions with the most complete background checks available at the market.

Free from hidden fees

No account fees or minimum balances.

All entity types

Open accounts for individuals, LLCs,
Partnerships or Corporations.

All investors

Whether you have 1 unit or 100, Baselane is built for you.

See how we stack Up

Powerful banking features to help you organize and grow your money, take control of your spending and expenses, and take the stress out of managing your rental finances.

Traditional Business Banking
Built for Real Estate Investors
APY InterestUp to 3.35% APY20.07% APY
Cash Back on Debit CardsUnlimited 1%3
FDIC Insurance $3M via Thread Bank1$250K
Free Wires
Unlimited Accounts Per Entity
Virtual Cards & Spend Control
Integrated Rent Collection
Integrated Bookkeeping
Integrated Tenant Management
Minimum Deposit$0Up to $1,500
Monthly Fees$0$15 or more

Keeping your money protected

Visa® Zero Liability Protection
FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC
Two-factor authentication (2FA) & end-to-end encryption

Thousands of real estate investors bank on Baselane

B.C.

"Baselane is very user-friendly-tenants love it, my accountant loves it, and it's great for organizing finances. It's a one-stop solution for rental banking."

A smiling man with short dark hair and a fair complexion is wearing a white button-down shirt. He is looking directly at the camera, and the background appears to be an indoor setting with blurred elements, suggesting an office or professional environment.
San Jose, CA
AJ

“As a real estate investor managing my own properties, Baselane has been an invaluable tool. You can instantly open business checking and savings accounts with unlimited virtual accounts and cards. Getting up to 5% cash back is a nice bonus for a debit card.”

A man with short, gray hair and stubble smiles while looking at the camera. He is wearing a green V-neck sweater and standing against a dark, blurred background.
Philadelphia, PA
VInay

"Baselane has very useful tools for banking and running a real estate investment business, including setting up accounts and sending wires, managing bookkeeping, and creating virtual accounts for contractors and maintenance crews."

A person with shoulder-length brown hair and bangs, wearing a light blue top, is smiling softly. The background is neutral with a hint of plant leaves visible. The lighting is warm and natural, highlighting the person's features.
Austin, TX
*Actual results may vary by customer.

Save time & earn more. See how it works.

Three simple steps to save time, get organized, and take control of your rental finances.

A person is typing on a laptop. Overlay text box includes a photo of a smiling individual with curly hair and text: "Janice Kim" and "janice@mail.com.

Create a free Baselane
banking account

Open a free Baselane banking account in minutes. Set up separate virtual accounts for each property/unit. Do the same for security deposits, operating expenses, and more to get organized.

An image showing three financial transactions. The first is an ACH transfer of $1,600.00 on Nov 1, 2023. The second is a deposit check of $1,453.20 on Dec 23, 2024. The third is a wire transfer of $1,800.00 on Oct 12, 2024.

Fund your account and activate rent collection

Fund your account and take advantage of high APY. Next, remove the busywork and set up automated rent collection. You can also easily connect vacation rental platforms like Airbnb.

A bar chart showing net cash flow for April through July. April has a net cash flow of $26,445, May has $95,475, June has $69,030. There are separate bars for cash inflow and outflow, with inflow higher than outflow in each month, connected by a line graph.

Automate bookkeeping, enjoy cash flow clarity

Easily import prior transactions and set up auto tagging and categorization rules to automate booking. Get instant visibility into your cash flow and make tax time a breeze.

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A person with a beard relaxes with hands behind their head, smiling. The image features an overlay showing a total balance of $24,580, with monthly amounts of $1,958.21 and $3,584.16 displayed below.

Time for your rentals to thrive

Now that you’ve set up your banking, rent collection and accounting, you’ll have a clear view of your rental property performance and expenses. With this clarity and the time you saved by automating manual tasks, you can focus on growing your real estate business.

Integrations

CONNECT TO THE TOOLS YOU USE EVERY DAY

Real support from real humans.

Get dedicated support anytime, anywhere.
Our customer support experts speak real estate.

Get dedicated support anytime, anywhere. Our customer support experts speak real estate.

Chat
Phone
Email

CREATE A FREE BASELANE ACCOUNT

Upgrade your banking experience with Baselane Banking.

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.
Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.