All the financial clarity and control, none of the mental overhead.
Baselane centralized everything I used to piece together with spreadsheets and apps. It’s way more efficient and less stressful.
Banking and bookkeeping essentials
Unlimited checking and savings accounts that earn up to [v="apyvalue"] APY2
Physical and virtual debit cards with spend controls
FDIC insurance up to [v="fdic_short"]¹ via Thread Bank
Property-level income and expense tracking
Accountant tax package and Schedule E reports
Automated rent, reminders, and late fees
Baselane Mobile App
RecommendedAI automated real estate finances
Fast 2-day rent deposits
Auto-tag transactions to properties and 120+ categories
Advanced tagging rules based on recipient, amount, or account
Auto-receipt matching and storage
Auto-transfers for low balances
Custom income and expense categories
Balance sheet reports
Cost segregation
Shared access and role-based controls
VIP priority support
Baselane centralized everything I used to piece together with spreadsheets and apps. It’s way more efficient and less stressful.
Baselane is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Baselane Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.¹
FDIC insurance available up to [v="fdic_short"] for funds deposited via Thread Bank; Member FDIC.¹
Add to Apple Pay and Google Pay wallets with Visa® Zero Liability Protection.
Available at 55,000+ Allpoint ATMs.
Send automatic invoices and reminders for collecting rent, deposits, and late fees online via ACH or card.
Receive rent in full while tenants pay installments via Livable.
Set a target balance for automatic account top-ups.
Sync external accounts and cards, upload receipts, and review all transactions.
View and export net cash flow, NOl, rent roll, tenant ledger, as well as inflows and outflows by property.
Complete transaction ledger, income statements, captured receipts, and Schedule E report.
Create rules that automatically categorize transactions based on vendor, amount, and description.
Baselane’s AI automatically categorizes transactions based on transaction data.
No fine print and never any surprises
Trusted by 50,000+ real estate investors
“Baselane runs in the background. Tenants get reminders, rent shows up, and I get emailed when it’s done. The extra mental space is so precious.”
“That’s what I’m most excited about — growing fast. Having Baselane as my secret weapon gives me the confidence to go from 11 properties to 50, 100, and in the next 3-5 years, 200 properties.”
“I can see all my properties and how they are performing at a quick snapshot right at the jump.”
“Baselane automates all the boring stuff so I can focus on things I care about. I have more peace of mind now than when I started years ago.”
Yes — Baselane is free to sign up and use Core features for banking, bookkeeping, and rent collection. You can open unlimited checking and savings accounts, with no minimum balance requirements or monthly maintenance fees.
Baselane Core subscription fee is free. Baselane checking accounts, offered via Thread Bank, Member FDIC, may have transaction or service fees as indicated in the Deposit Agreement.
Baselane Smart includes a 30-day free trial for advanced automations that eliminate repetitive financial tasks like tagging transactions, matching receipts, and transferring funds. Plus, it includes premium upgrades for accelerated rent payments, priority support, and shared access.
Baselane Core includes essential tools for banking, bookkeeping, and payments with no monthly fees.
Baselane Smart includes everything in Core, plus advanced automations and premium upgrades for hands-free finances:
Checkbooks cost $15. Users can send a mailed check online for $2.
Outbound domestic wire transfers incur a $15 fee per transfer, which is waived if your Baselane accounts have a combined balance of $50,000 or more at the time the wire is initiated.
Rent paid via ACH incurs a $2 fee. Landlords can cover this fee or pass it on to the tenant.
Tenants paying rent using a debit card or credit card are responsible for paying the 3.49% convenience charge.
Baselane does not charge fees for returned payments. Your external bank may charge a return fee.
There are no penalties for inactive accounts, and you’re never charged for simply having a checking or savings account.
Make your finances work harder, so you don’t have to.
