Earn up to 3.35% APY2.  No account fees. No minimum balances.

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Aerial view of a suburban neighborhood with winding streets. The houses have red-tiled roofs and are surrounded by small yards and greenery. The layout shows a mix of curved and straight roads with parked cars visible along the streets.

2025 U.S. Rental Market Trends & Conditions: The State of Rental Property Management

  • 9 Min Read

10 Best Free Property Management Software Platforms

  • 9 Min Read
Baselane, the best free property management software

12 Best Accounting Software for Rental Properties

  • 10 Min Read
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12 Best Rent Collection Apps for Landlords

  • 13 Min Read
A landlord reviews rent payments on a computer.
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Investment property mortgage rates concept with investor signing documents, model house, keys, and laptop on a desk.

Today’s Investment Property Mortgage Rates: Compare Real-Time Rental Loan Rates

To succeed in the world of real estate investment, it’s essential to have a solid grasp of mortgage rates for investment properties and avoid bank...

  • 7 Min Read
A smiling man in a blue shirt hands a passport to a woman across a desk in a bright office, possibly at a travel agency or hotel reception, where brochures and computers sit alongside leaflets about business vs personal bank accounts.

Sole Proprietorship Bank Account: Requirements and Best Options for Landlords

Operating a rental property business as a sole proprietor offers simplicity, but managing finances can quickly become complex. You might wonder if you need a...

  • 7 Min Read
Two people exchange payment, with one hand holding cash and the other a credit card—illustrating choices faced when managing business vs personal bank account​ transactions over a wooden table scattered with documents and a smartphone.

Best Cash Reserve Account: Why Every Landlord Should Have One

Managing rental properties often involves unexpected costs, from sudden repairs to vacant periods. Having readily accessible funds is crucial for navigating these challenges without derailing...

  • 5 Min Read
Close-up of a person holding a checkbook and pencil, working with financial documents at a desk. A pink piggy bank, laptop, and paperwork highlight budgeting while weighing business vs personal bank account​ options.

Best Online HOA Bank Account & Financial Services for 2025

Managing the finances for a Homeowners Association (HOA) requires specialized tools and services. Unlike personal banking or even typical small business accounts, HOA banking involves...

  • 8 Min Read
A suburban street lined with houses, cars parked by the curb, and trees with sparse green leaves on a clear day—much like considering business vs personal bank account​ options for managing your finances in a vibrant community.

Homeowners Association (HOA) Reserve Fund Account for 2025

Managing a homeowners association (HOA) involves many responsibilities, from day-to-day operations to long-term planning. A critical component of responsible HOA management is the homeowners association...

  • 8 Min Read
A couple stands together on the balcony of a modern white house with large windows, enjoying the sunny day. The property management banking team ensures everything runs smoothly as they take in views of trees under a clear blue sky.

Best Vacation Rental Management Software​ 2025

Managing a vacation rental in 2025 isn’t just about listing it on Airbnb and hoping for the best. With rising guest expectations, tighter regulations, and...

  • 7 Min Read
A person hands house keys to another across a desk with a laptop, miniature house, calculator, and stack of cash, suggesting a real estate or property management transaction within a banking context.

Best Rent Payment System for Landlords 2025

If you’re wondering how to collect rent from long-distance tenants, online payment systems are the easiest option. They put money in your account faster, track...

  • 14 Min Read
A person sits at a round table with a laptop, writing in a notebook about business vs personal bank account​ considerations. A black mug and a smartphone rest on the table in this casual, modern setting.

Best Vacation Rental Accounting Software​ 2025

You might deal with more headaches than regular landlords, such as managing bookings, tracking cleaning fees, seasonal pricing, and last-minute cancellations. On top of that,...

  • 14 Min Read
A person drops a coin into a white piggy bank on a desk, next to a jar of coins, a laptop showing rental management software, and another person writing on a clipboard nearby.

8 Types of Escrow Bank Accounts for Landlords

Keeping tabs on rental property finances isn’t always straightforward. With income, expenses, and maintenance costs constantly in motion, it’s easy to lose track of your...

  • 10 Min Read
Two people sit at a desk with a laptop, tablet, papers, and cash. One hands a card to the other using a payment terminal, suggesting a business or financial transaction—possibly streamlined by rental management software.

The Ultimate Property Management Banking Guide 2025

Property management is rewarding, but it can also get complicated, fast. Between rent payments, security deposits, maintenance costs, and everyday bookkeeping, it’s easy to get...

  • 10 Min Read
A person holds a credit card over a table with receipts, a calculator app on a smartphone, euro bills, and financial documents, suggesting budgeting or tracking expenses like security deposit rent.

Best Online Business Checking Accounts of 2025

As a landlord managing rental properties, your finances require more sophistication than the average business owner. Between tracking rent payments, managing property-specific expenses, handling security...

  • 5 Min Read
A person hands over a key to another signing a rental agreement on a clipboard, with a small model house and calculator on the table—highlighting important details like choosing between a business vs personal bank account​.

Security Deposit for Rent: What It Is, How Much, and When It’s Due

Security deposit rent is one of the most important and often debated parts of any rental agreement. For landlords, it’s a way to protect the...

  • 13 Min Read
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© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.