Earn up to 3.35% APY2.  No account fees. No minimum balances.

Featured Articles ​

Aerial view of a suburban neighborhood with winding streets. The houses have red-tiled roofs and are surrounded by small yards and greenery. The layout shows a mix of curved and straight roads with parked cars visible along the streets.

2025 U.S. Rental Market Trends & Conditions: The State of Rental Property Management

  • 10 Min Read

10 Best Free Property Management Software Platforms

  • 9 Min Read
Baselane, the best free property management software

12 Best Accounting Software for Rental Properties

  • 9 Min Read
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12 Best Rent Collection Apps for Landlords

  • 13 Min Read
A landlord reviews rent payments on a computer.
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Investment property mortgage rates concept with investor signing documents, model house, keys, and laptop on a desk.

Today’s Investment Property Mortgage Rates: Compare Real-Time Rental Loan Rates

To succeed in the world of real estate investment, it’s essential to have a solid grasp of mortgage rates for investment properties. This guide is...

  • 7 Min Read
Two people are focused on a computer monitor. One is pointing at the screen, while the other holds a tablet. They appear to be in an office setting with shelves and plants in the background.

What to Look for in a Business Bank Account for Landlords

Taxes are complicated enough, and mixing income and expenses for all your properties in one general business bank account makes it nearly impossible to keep...

  • 9 Min Read
A man in a blue checkered shirt holds a laptop, gesturing at the screen. He is explaining something to a woman in a black shirt, who raises her hand in contemplation. They are standing in an office with brick walls and large windows.

What is a Credit Reference on a Rental Application​?

A tenant with a steady income who has never been evicted sounds like the perfect renter. But what if, after three months, they stop paying...

  • 7 Min Read
A person holding a clipboard with papers and a pen in focus. In the background, a smiling person in a light blue shirt stands near a door, holding a document. The scene suggests an inspection of rental property, ensuring no tenant pet damage has occurred.

Tenant Selection Criteria | Complete Guide for Landlords

Choosing the right tenant is one of the most important decisions you’ll make as a landlord. If you don’t have a standard tenant screening checklist...

  • 10 Min Read
A person with long, curly hair, wearing a rust-colored shirt, stands indoors against a white brick wall. They are holding and examining an open brown envelope containing photos of rental property damage caused by a tenant's pet. Books are visible on shelves in the background.

How to Handle Rent Reduction Requests

Rent reduction requests frequently arise due to repairs, financial hardships, or shifts in the rental market. A tenant might request reduced rent during property maintenance...

  • 11 Min Read
A real estate agent showing a family of three a modern home. The agent gestures towards the kitchen area. The family, including a woman, a man, and a child, listens attentively. The setting features brick walls and hanging lights.

How to Screen Tenants in 2025: Step-by-Step Guide

Screening tenants is a non-negotiable step for filling vacancies when you consider the average eviction costs about $3,500 if you factor in everything from legal...

  • 8 Min Read
Two professionals in business attire discuss at a table with a laptop, tablet, and small house model. One uses a calculator, likely calculating security deposit interest rates, while the other listens attentively. The setting appears to be an office or conference room.

Escrow Account Interest Rate​ for Rentals 2025

If you’re holding tenant security deposits, you might be required to pay interest on them—depending on your state laws. This guide breaks down current escrow...

  • 7 Min Read
Three people are seated at a table in an office setting, engaged in conversation about security deposit interest rates. One hands a document across the table. A laptop is open in the foreground, adding to the professional and collaborative atmosphere.

How Tenants Putting Rent in Escrow Protects Landlords

Putting rent in escrow is a way for tenants to deposit rent payments into a third-party account rather than paying the landlord directly when disputes...

  • 7 Min Read
Golden retriever sitting on a kitchen floor with spilled cereal, a toppled chair, scattered papers, and a fallen mug around it. The kitchen is white with modern cabinets and appliances in the background.

How to Handle Pet Damage in a Rental Property

Tenants with pets usually stay longer (60%, according to a recent Zillow survey). However, pet damage can cost about $210 per tenancy. When you look...

  • 12 Min Read
A person with gray hair and glasses stands outside, arms crossed, looking to the side. They are in front of a modern white house with a sloped roof and large windows, surrounded by a neatly manicured lawn.

Airbnb vs Renting Out Long-Term: Which Strategy is More Profitable?

Choosing between Airbnb vs renting out long-term has become more challenging as the rental market continues to evolve. Slowing supply growth balanced the short-term rental...

  • 13 Min Read
A person is reviewing a "Rent House" form on a clipboard with pen in hand, pondering how to open an escrow account. Beside it, there's a stack of hundred-dollar bills and a small model house with a red roof, all resting on a wooden table.

State Security Deposit Interest Rate Rules 2025

Security deposit interest rates and rules vary significantly across the United States. This guide covers everything you need to know about security deposit interest rates...

  • 6 Min Read
Two people sit at a wooden table exchanging U.S. dollar bills. One person holds a stack of money, while the other holds a small model house, seemingly discussing how to open an escrow account. A document with charts is visible on the table.

Should You Be Accepting Partial Rent Payment As a Landlord?

Between late 2021 and late 2024, the typical past-due rent balance jumped 60%—from $2,000 to $3,200—putting landlords in a tough spot. When a tenant offers...

  • 10 Min Read
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Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.