Earn up to 3.35% APY2.  No account fees. No minimum balances.

All
Baselane News
Bookkeeping
Financing
Guides
Insurance
Landlord Insights
Leasing and Rent Collection
Legal
Product
Property Management
Real Estate Banking
Real Estate Investing
Taxes
Tenant Insights
Tenant Management
Search

Bookkeeping

A person with gray hair and glasses stands outside, arms crossed, looking to the side. They are in front of a modern white house with a sloped roof and large windows, surrounded by a neatly manicured lawn.

Airbnb vs Renting Out Long-Term: Which Strategy is More Profitable?

Choosing between Airbnb vs renting out long-term has become more challenging as the rental market continues to evolve. Slowing supply growth balanced the short-term rental...

  • 13 Min Read
A person with curly hair is smiling and holding an open folder while standing outside a modern brick building. They are wearing a black outfit, and there is greenery in the foreground and a tree in the background.

Charging Yourself a Management Fee for Short-Term Rental Properties

Running a short-term rental requires a lot of effort to bring in around $36,678 a year, so it’s only fair to pay yourself for all...

  • 8 Min Read
ABCs of Accounting and Bookkeeping for Airbnb Investors

Complete Guide to Airbnb Accounting and Bookkeeping

While you can make good money as an Airbnb host, running your place can cost quite a bit. Most hosts earn around $13,800 a year,...

  • 8 Min Read
A row of modern houses with gable roofs under a clear blue sky. The front house features a combination of wood and white siding, while adjacent houses have white exteriors with dark roofs. A small tree and grass are visible in the foreground.

Guide to Mortgage Interest Deduction on Rental Property​

Managing a rental property comes with a host of financial responsibilities—and one of the biggest expenses is mortgage interest. The good news? If you’re renting...

  • 9 Min Read
A person types on a laptop displaying a spreadsheet with data and charts. Adjacent are colorful notebooks, a highlighter, and a box. The scene suggests work on data analysis or business planning.

How to Create a Rental Property Expenses Spreadsheet​ | Free Template

No matter the size of your real estate portfolio, having a well-organized rental property expenses spreadsheet—or even a simple rental income spreadsheet—is essential. In this...

  • 6 Min Read
Best Banks for Landlords: Digital vs. Traditional

Benefits of Digital Banking For Landlords

Managing rental property finances requires more than just a basic bank account. As a landlord, you need a system that simplifies tracking each property’s cash...

  • 4 Min Read
Rental Property Depreciation: All You Need to Know

Rental Property Depreciation: All You Need to Know

Rental property depreciation is something every property owner will have to deal with at some point. Learn more about rental property depreciation and what it...

  • 5 Min Read
Must-Have Software for Landlords and Property Managers

Must-Have Software for Landlords and Property Managers

Let’s face it—as a property manager, you need to cover all the bases from leasing and maintenance to finance. With 11 million independent landlords in...

  • 4 Min Read
Landlord's Guide to Advanced Property Management

Landlord’s Guide to Advanced Property Management

A growing rental property business is a sign you’re doing something right. You’re finding good tenants, making money, and using rental income to grow your...

  • 4 Min Read
Accounting Tips for Rental Property Management

Accounting Tips for Rental Property Management

As a landlord or owner of rental properties, it’s vital to stay on top of your rental property accounting and bookkeeping. With rent to collect,...

  • 5 Min Read

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.